If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. 'nff`] 7; H3"@ $ First Alert Forecast - Still windy Tuesday with anything form sun to clouds. Have household income at or below your states program requirements. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans. CHICAGO, Ill. (WIFR) - Governor JB Pritzker and the Illinois Housing Development Authority (IHDA) Wednesday announced the Illinois Homeowner Assistance Fund (ILHAF) application opens April 11 to help homeowners who have fallen behind on mortgage payments and related housing expenses during the COVID-19 pandemic. <> Wecan help you find out if you qualify for emergency assistance funds. Check your local program for details . Illinois Homeowners Can Qualify for Up to $30K in Assistance. Oops! Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. Your (or your tenants) household income is at or below the limit for your county. endstream endobj 222 0 obj <. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. All services related to the HAF program are free of charge. Learn about some potential options for making up missed mortgage payments or contact a HUD-approved housing counseling agency. If applicants can repay part, but not all of the costs . Eligible recipients do NOT have to pay the money back. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Pritzker Administration Launches $309 Million Assistance Program for Depending on who owns your mortgage, the foreclosure process could be paused while you are in the HAF application process, and if you are approved, the money could be used to bring your mortgage current and stop foreclosure altogether. The Illinois Homeowner Assistance Fund (ILHAF) program is open. Get up to $60,000 from the State of Illinois to pay past due homeowner Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. This program has some income-related restrictions on which homeowners will qualify to receive funding. A common tactic scammers use is requiring you to pay an upfront fee before giving you any services. For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. All Rights Reserved. Many states cover a wide variety of homes, including: Check with your local program for details. 3 0 obj Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. 2022 Illinois Housing Development Authority. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. endobj %PDF-1.7 In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. Some locations expect to receive more applications than can be funded by their program. Homeowners with household incomes less than 150% of the Area Median Income. The Illinois Emergency Homeowner Assistance Fund (ILHAF), will give up to $30 thousand in aid per homeowner to curb mortgage delinquencies, defaults and foreclosures. <>/Metadata 109 0 R/ViewerPreferences 110 0 R>> The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. Illinois homeowners could receive up to $30K in mortgage relief You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. Application processes may vary by location. Choose from the following social post graphics and sample captions to share with your followers! Applications will be accepted beginning Monday, Dec. 6 through Sunday, Jan. 9, 2022. Please tag us when you do, using the handles below. 259 0 obj <>stream 2 0 obj Illinois Emergency Homeowner Assistance Fund Is Not Accepting Scammers often target vulnerable homeowners who are in need of assistance or trying to stay in their homes. The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. Something went wrong while submitting the form. They can help you figure out your options and guide you through the paperwork and process of working with your servicer. Provider agencies can also help you find assistance with utility bills, free legal aid, and additional services.Apply for rental assistance and explore additional support by contacting a service provider near you.. The State of Illinois is providing emergency housing assistance to help renters and homeowners maintain stable, affordable housing during the COVID-19 pandemic. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners who are at risk of default, foreclosure, or displacement as result of a financial hardship caused by the COVID-19 pandemic. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. Those interested can apply through the end of January 2023. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Many programs began accepting applications in early 2022. Check with your HAF program to see if they have notified your servicer. x]s6=3xt@c&9wimd5DK. The fund, which totals $309 million, is designed to help struggling. Contact a Housing Stability Service Provider NearYou. The Illinois Homeowner Assistance Fund (ILHAF) is a federally funded program dedicated to assisting homeowners at risk of default, foreclosure, or displacement due to financial hardship caused by the COVID-19 pandemic. Find a housing counselor near you. Gov. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. These sessions will provide a road map for you to follow to make the application process more efficient. Criteria Terms Brief description . If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . Gov. Pritzker: Applications open April 11 for homeowner assistance fund Available in English and Spanish. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Homeowners with household incomes less than 150% of the Area's Median Income. In most cases, if you are approved, money will be sent directly to your mortgage servicer, utility company, or contractor making repairs, if they participate in the HAF program. This program data is updated weekly.. Find out the status of your LIHEAP application. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. Single Family Housing Repair Loans & Grants in Illinois Illinois homeowners affected by COVID-19 eligible for up to $30K in Scammers will sometimes use websites that look similar to official government websites to trick consumers. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. Please continue to check back for updates and information about future programs or resources that may become available. The Illinois Housing Development Authority is here to help. Illinois residents can apply for up to $30,000 in housing assistance Program Assistance and Frequently Asked Questions . Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. You are either a renter in Illinois or a landlord with a tenant who lives inIllinois. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. This program has some income-related restrictions on which homeowners will qualify to receive funding. Est en riesgo de perder su casa? Illinois Emergency Homeowner Assistance Fund - HODC To learn more visit IllinoisHousingHelp.org. Governor Juliana Stratton. Please beware of scams. Toll Free: Eliminate or reduce arrearage associated with homeownership; Reinstate a mortgage or pay other housing-related costs related to a period of forbearance necessitated by the pandemic (if applicable); and. The Homeowner Assistance Fund (HAF) is a federal assistance program that helps homeowners who have been financially impacted by COVID-19 pay their mortgage or other home expenses. What is the Homeowner Assistance Fund (HAF)? JB Pritzker and the Illinois Housing Development . The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. Illinois Homeowner Assistance Fund to launch in April 2022, Flood Latest, Mississippi River At Crest Level, 6p. PDF Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN Illinois starts offering grants for home improvement for low-income IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. 244 0 obj <>/Filter/FlateDecode/ID[<8D1A90AF9EF81F40AC24A38E3A94834B>]/Index[221 39]/Info 220 0 R/Length 110/Prev 216178/Root 222 0 R/Size 260/Type/XRef/W[1 3 1]>>stream Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. Download this in-depth trifold to print professionally and distribute strategically. 4 0 obj <> The program is funded through the Illinois Affordable Housing Trust Fund which is funded from a portion of Illinois' receipts of real estate transfer hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? If you are unsure if something is a scam, contact a HUD-approved housing counseling agency. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Some state HAF programs may require a servicer to pause foreclosure activity. The ILHAF team is currently reviewing and processing applications for assistance. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. The goal of the program is to help stabilize Illinois families while they regain financial footing. Homeowner Assistance Fund: How to Apply for HAF - NerdWallet Lawmakers announced the relief program for homeowners affected by the pandemic in February. You are encouraged to apply as soon as possible. The program is now accepting applications. 1 0 obj 2023 HODC. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. The Illinois Rental Payment Program (ILRPP) provides financial assistance for rent to income-eligible Illinois renters and their landlords who have been impacted by the COVID-19 pandemic. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued or worsened after January 21, 2020. PDF Pritzker Administration Announces up to $30,000 in Housing - Illinois Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. 0 In total, approximately $10 billion will be disbursed to programs across the country. For any other questions, see additional details below or contact a HUD-approved housing counseling agency. Illinois residents with a household income that does not exceed an amount determined annually by DCEO are eligible. See below for information on the rent, mortgage, utility, and legal assistance programs currentlyavailable. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/Annots[ 15 0 R 23 0 R] /MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. The state is now accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past . Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Do I have other options if I am not approved for HAF? All rights reserved. The programs goal is to prevent: The HAF program available to you will depend on your area. If you are a renter in Illinois and are behind on rent due to COVID-19, you may be eligible for up to $25,000 and 18 months of emergency rentalpayments. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. Grants must be repaid if the property is sold in less than 3 years. This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. The Illinois Homeowner Assistance Fund Program providesdirect financial assistancefor homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. JB Pritzker and the Illinois Housing Development Authority (IHDA) said the Illinois Homeowner Assistance Fund (ILHAF) will open on April 11, 2022. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. endobj ARPA was passed by Congress in 2021 and Illinois received $309 million to cover housing costs such as past-due mortgage payments, property taxes, property insurance, and delinquent homeowner. If you qualify,wecan help you with the application process. Find a housing counselor near you. If you have already submitted an application, you may check your status by logging into your ILHAF account here. The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance!. According to a press release from the Illinois Housing Development Authority (IHDA). Applications will be accepted starting November 1, 2022. Homeowner Assistance Fund Income Limits (HAF) | HUD USER 221 0 obj <> endobj Apply no. 2022 Illinois Housing Development Authority. Are you at risk of losing your home? They may also try to charge you for applying to a free program. Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Have experienced a financial hardship associated with the COVID-19 pandemic. Illinois mortgage assistance 2022: State reopens program for COVID Necesita ayuda para ponerse al da con los pagos de su hipoteca? Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. Additionally, scammers may ask you to sign over the title to your property, ask you to sign papers that you do not understand, say you should start making payments to someone other than your servicer or lender, or tell you to stop making mortgage loan payments altogether. 1. Find free legal help for homeowners in your area here. Available in English and Spanish. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. To learn about your program, visit this site and select the appropriate state, district, or territory on the map. Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. Eviction Help Illinois provides renters with free eviction prevention assistance. If money is being used to help with mortgage payments, its a good idea to call your servicer to discuss the process, verify that they participate in the HAF program, and let them know that they will likely be receiving payment from the HAF program. A HUD Certified Housing Counselor can assist you with the application process. Click here to find the income limits for your county. {%uqb.hON>Nf. PDF Pritzker Administration Launches $309 Million Assistance - Illinois Pritzker: Applications open April 11 for homeowner assistance fund. Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. Avoid any company that does this. In most cases, programs are providing money as a grant that does not need to be paid back. The application period runs from April 11th through May 31st, 2022. Proof of household income, including but not limited to tax returns, pay stubs, or other documentation. Illinois homeowners experiencing financial hardship associated with the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000. Already applied for utility billassistance? Each state or territory developed its own program.