The staff of Cathay United Bank will never ask you to provide the password. 0000006466 00000 n The External Transfers Service is available for funds transfers to verified accounts in the United States only, and transfers are made in U.S. dollars only. hb``Pf``me```jb@L@q@IIPTYV7=`k`a1aCF >%F9 7$30V(`:xUGAt V]:p4>K\+ s8 Use different user names and passwords to log into different websites. Clients can download and fill in the application form for GMB or application form for HKEB. When entering the information in such fields, the AutoComplete" function would suggest the corresponding data matched from the information being stored for the fields of website address, search engine, stock quotation, name of folder or application, or the information filled in other websites previously. d. 10 sharable Cathay Pacific Business class lounge passes are to be used when Standard Chartered Cathay Mastercard Priority Private is valid. UWCBTWTP XXX BIC / SWIFT Code - CATHAY UNITED BANK Taiwan - Wise Valid cardholders with card issued before the aforementioned date will also entitle to above Cathay travel privileges every year after the first credit card membership year. Manage your savings flexibly with transactions and withdrawals, and earn interest on your balance. in any email sent to us via this link. * First 2 years quarterly maintenance fee of Priority Banking will be waived for mortgage clients (borrower or co-borrower). Terms and conditions applies. Disclaimer The Bank is not responsible for any disputes arising from these offers. Asia Miles are credited to your registered Cathay membership account automatically within 3 months upon Asia Miles Time Deposit setup. Customer should know the persons with whom they share the computer and do not allow any unauthorized persons to use the computer. Please go to the [Corporate Governance] area to download the annual report, 2006 prospectus for the merger of Seventh Commercial Bank and capital increase (capital increase coming into force), 2006 prospectus for the merger of Seventh Commercial Bank and capital increase (a draft). 0000013419 00000 n 0000005403 00000 n $3 for standard time delivery and $10 for next-business day delivery. 0000050637 00000 n Please check if there is any anomaly on the login page and when you are logging into the website. For clients using HKEB, they should fill in the Application Form for HKEB and Application Form for Designated Beneficiary of HKEB and mail to " Deposits Team, Cathay United Bank, Hong Kong Branch, 10F, Lee Garden Three, 1 Sunning Rd, Causeway Bay, Hong Kong" to apply. UWCCB was found in September 1971 during the 4th Cathay Financial Association Gathering where representatives of Chinese entrepreneurs around the world gave their determined support to the economy of their motherland. External Transfer limits: To view the maximum amount you can transfer, fill out the details but don't submit it. ACH transfers count towards the six-withdrawal limit on savings accounts. Please fill in the application form to apply for the password again. Protect your personal digital keys and beware of fraudulent links. For the definition of Average Daily Relationship Balance, please refer to Service Charges Guide. For offer details, please refer to the offer terms and conditions., Enjoy first-year annual fee waiver. An annual fee of HKD2,000 will be charged, Basic Miles: up to 2,000 Asia Miles (HKD4 = 1 Asia Mile for eligible online spending, HKD6 = 1 Asia Mile for eligible spending in other categories); and. You understand the Credit Union has a variety of banking channels and means by which to make External Transfers. Get ready to fly now! 0000011024 00000 n This link will direct you to a third party website over which the Bank has no supervision or control. Check with your financial institution to find out your daily and monthly sending limits. The Bank is not responsible for any disputes arising from these offers. We have initiated financial reformations in response to the government's Financial Holding Company Act. Investors must make investment decisions in light of their own investment objectives, financial position and particular needs and where necessary consult their own professional advisers before making any investment. Several different types of external transfer are covered by the EFTA: Wire transfers are another type of EFT payment that moves money quickly between financial institutions around the globe. Only clients who have Digital Certificate of GMB can do non-designated account funds transfer and remittance. Please log out the CUBHK's E-Banking before browsing other websites. 4. If you receive a text message purported to be from the Bank or from an unknown source, you should not respond to them or click on any links. You will be asked for additional security information to verify your authentication, create a new Password and continue with the login process. Customer may inquire the supplier of their computer or software about choosing the most suitable firewall. To ensure you are granted more sufficient protection when making online transactions, if you wish to transfer to a third party's account, you are required to register the related accounts in advance, or make transfer to the said account through 2-step verification. Most banking apps will automatically add your recipient to a list of people to whom you can send money, and online banking systems will also remember that certain recipients have already been verified. Also, change the password for CUBHKs E-Banking account regularly to protect the personal information. Registration will be closed when the quota is full. Free. Regulation E outlines rules for electronic funds transfers, provides guidelines for issuers and sellers of debit cards, and protects consumers. We thus provided our clients with improved and comprehensive financial services. How do I view limits for my accounts? On the Funds Transfer page, do the following: Select an account from the From Account drop-down list. 0000007364 00000 n Note: The bank reserves the rights of requiring more supportive documents for further review. Click on "settings". For details, please refer to. To transfer funds. Close the windows of other internet browsers before login the CUBHK's E-Banking. The anti-virus software should be updated to the latest version and the latest patch(es) for internet browser should be installed timely. Select Send a wire transfer, then choose the accounts to transfer money from. Close Ests ingresando al nuevo sitio web de U.S. Bank en espaol. Any questions, please call our Customer Service Hotline at (852) 2877 5488. How do I check my external account transfer limits? - U.S. Bank Otherwise, the password will be expired. The Organization for Economic Cooperation and Development(OECD) has provided information on the tax residency rules applicable in jurisdictions that are committed to automatically exchanging information. Customer should also keep the password confidential as suggested below: The User Name is used for identifying the customer's identity when accessing the services of CUBHKs E-Banking. Since these acquisitions and mergers, Cathay United Bank has continued to expand its local branch offices in Taiwan, becoming a private bank with the largest number (165) of branches. A total of 17 national and regional overseas Chinese leaders as well as 17 members of The Bankers Association of Taipei provided 50% of the investment shares to establish UWCCB. Sign in to capitalone.com. 3. Set password that is hard to guess. Find a financial advisor or wealth specialist. If a depositor does not conduct any transactions with the Branch within a year, the account will be treated as dormant account. Account statement will not be delivered for dormant accounts. External transfers are just one of the different types of transfers that you can make, and there are several different types of external transfers that you can use from the average bank account. 3.Eligible Transactions are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase. For details of the applicable annual fee, please refer to the Credit Card Key Facts Statement. If you select today's date for an external transfer to another financial institution, your financial institution may charge an additional processing fee. Funds transfers - Cathay Bank 'Q,[ Hs R2GEF8%]lQ)PmT"O>c6r %`v3AYPm k2!s>9l}s\OWN`U~_*36fiEM8>}LMLS 4>4t,+^%D:&%$a^|~|nY@z\8h9y^ Ut@epO_bcfm 7 Miles entitlement is calculated based on the tenor and principal amount on a pro-rata basis. After receiving the Application Form from clients, the Branch will complete the process within 3 business days. AD-AAB-ABC-CRT External Transfer Limits The following limits apply for any external checking or savings account linked in Online Banking: $250,000 per transaction $250,000 per account per day $250,000 per month Cancel a Recurring Funds Transfer You can cancel recurring transfers that you've set up in online banking at any time. Then mail the Application Form to the "Deposits Team, Cathay United Bank Hong Kong Branch, 10th Floor, Lee Garden Three, 1 Sunning Road, Causeway Bay, Hong Kong". Please call the account manager for details. Service Type Token Types Amount Daily Mobile devices (such as smartphones and tablets) have become an important tool in our daily lives. . Company History - About us - Bank code A-Z 4 letters representing the bank. (If you receive your paycheck via direct deposit, for example, this is a form of recurring external transfer from your employers financial institution to your account.) . Please check your monthly statement regularly to make sure your online transactions are made correctly, and notify the branch if you fine any anomaly. As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. The Promotion Period is from 1 April to 30 June 2023. Install the latest security fixes/patches of operating system and internet browser, and set the password on the computer which is used for accessing CUBHK's E-Banking. ACH Transfers: What Are They and How Do They Work? %%EOF Wire transfers are typically conducted via specific bank-to-bank networks like the Society for Worldwide Interbank Financial Telecommunication (SWIFT) or Fedwire systems. 0 To the maximum extent permitted by applicable law, HKAB and the Bank and their respective employees, agents and representatives expressly disclaim all or any liability (whether in tort or contract or otherwise) for any loss, damage, costs or expenses of any nature arising from or in connection with this video, in particular: If the liability of HKAB or the Bank or their respective employees, agents or representatives in relation to any matter relating to or arising in connection with this video is capable of limitation (but not indemnification or exclusion), it is hereby limited to the maximum extent that is permitted by law. The United World Chinese Commercial Bank (UWCCB) and Cathay Commercial Bank (CCB) was merged and renamed Cathay United Bank. The use of technologies, such as cookies, constitutes a share or sale of personal information under the California Privacy Rights Act. Terms and conditions applies. after the password letter is printed. Customers are responsible for installing the required software, hardware and other security related equipment. e. All principal cardholders (Cardholders) of Standard Chartered Cathay Mastercard Priority Private (Card) issued by Standard Chartered Bank (Hong Kong) Limited (the Bank) will be charged first year annual fee on the third month from Card opening date. Since Taiwan's entry to the World Trade Organization (WTO), we have faced intense competition from multinational financial conglomerates. HKEB: Please refill in the Application Form for HKEB, select reset User name or User password and sign up, then provide the Application Form to the Branch. ACH payments are often transacted in two days or less. Select Frequency and choose desired . endstream endobj startxref DO NOT use personal ID number, phone number or similar numbers as password. To open an account, the customer needs to provide the companys registration documents, including Certificate of Incumbency or Company search document that is valid within 6months. Many fintech companies are now focused on B2B payments as a segment that needs more streamlining, and ACH is one of the new features they added to execute B2B payments. AD-AAB-ABC-CRT. In 1978, in fact, the U.S. government passed the Electronic Fund Transfer Act (EFTA). Additionally, depending on your financial institution's configuration, Same Day ACH transactions may not be available depending on the day of the week or time of day. 0000005793 00000 n Dining benefit:Enjoy 15% off your lunch or dinner at The Lobby from Monday to Thursday (except public holidays), Spa privilege: Enjoy 15% off your 2nd spa treatment at The Peninsula Spa from Sunday to Thursday. After using the services on CUBHK's E-Banking, make sure to log out and close the window of the internet browser. # New payroll client is required to start using the auto-payroll services successfully with the Bank within 2 months from Priority Banking sign-up. 0000010333 00000 n U.S. Bank - External Transfers The Asia Miles of this welcome offer include the Asia Miles earned from the prevailing Standard Chartered Cathay Mastercard/Standard Chartered Cathay Mastercard Priority Banking/Standard Chartered Cathay Mastercard Priority Private Rewards Scheme (Rewards Scheme) Terms and Conditions. These transfer limits are shared with your Zelle Payment Service limits. Incoming domestic: $15 ($0 if coming from Chase). Install genuine and licensed edition of security defense software (e.g. %%EOF Two, what are the daily & cumulative transfer limits in and out of the account (this was one thing we liked about CIT.) Most banks allow external transfers. Given that there are many types of EFTs, you probably use quite a few of them without realizing it. Then, the Branch will send the Password Letter of Internet Banking to the clients' correspondence address via registered mail. Setting up external accounts | Cathay Bank The modern ACH Network experienced significant growth in 2021, with 29.1 billion payments valued at $72.6 trillion, and Same Day ACH payment volume grew nearly 74%. 0000049534 00000 n For details, please refer to Asia Miles website asiamiles.com. annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. For every HKD8,000 accumulated eligible spending made directly with Cathay Pacific and HK Express, the Cardholders can earn: b. $3,500 daily limit and $12,500 monthly limit for outbound transfers. When using the services of CUBHKs E-Banking, this function will automatically show the User Name which was used in the system. We don't own or control the products, services or content found there. 9. # Terms and Conditions apply. Transfers from other banks | Capital One Help Center When you use your debit or credit card, for example, you are setting up an EFT transaction that happens in real-time. This is because almost all external transfers go through the same systemmore on that below. Local Account Fund Transfer by Credit Card, Cathay Membership Programme Terms & Conditions, Promotion Terms and Conditions for Priority Banking, Promotion Terms and Conditions for Priority Private, Application requirements for the Cathay Mastercard Priority Private / Cathay Mastercard Priority Banking, Locations of the Bank's Service Providers, Personal Information Collection Statement, 4 non-sharable Cathay Pacific Business class lounge passes every 12 months, Priority check-in at the Premium Economy Class counters and priority boarding services, 10 sharable Cathay Pacific Business class lounge passes every 12 months, Priority check-in at the Business Class counters and priority boarding services, Tier 1: Accumulated Eligible Transactions, Tier 2: Accumulated Eligible Transactions, Tier 3: Accumulated Eligible Transactions, Tier 4: Accumulated Eligible Transactions, Up to HKD2 = 1 Asia Mile for eligible spending on Cathay and HK Express, HKD4 = 1 Asia Mile for eligible spending on dining / food delivery platforms, online and overseas spending categories, HKD6 = 1 Asia Mile for eligible spending in other categories which are posted in Hong Kong dollars, Enjoy an exclusive rate of HKD4 = 3 Asia Miles at Cathay partner restaurants. Select a To account. hVmk9+RJB %wE6gkqGF3mB+4~C`D"NY !P&Z(X(5&F(&Vhbi55^M\/}{z7Xlnv2wVfU1uT;vZbYkya%e`arjszh|}uaT]`d@|i[gCllq\^'*5a}Ld6S6PA(d/&ek8s:xT>X:OJg F'li!UY}i\H"=t A:hCD$i^%2.RLd|1|6$%Rgm|$d(Hgh0cH9>oSH1^ $.{)pTHtI3z0R?Ra M7O{fk@lt9U&3yLxWE@r,cX/d1|Y78TV2x~@hgGl+>O/w1#uPR,_ /o? 0000009608 00000 n At the same time, the customer needs to provide the identification document of the directors, shareholders and signatory. 5. The transfer is aptly named as funds are being transferred outside of the bank currently holding the funds. The information icon will appear to the right of the Amount (s) field. It may take extra time to set up your first external transfer. 0000004671 00000 n All Rights Reserved. In theRepeat Durationfield, click or tap eitherForeverorUntil date. Apparently they do a hold on . Zelle Limits at Top Banks: Daily and Monthly | GOBankingRates The Bank does not send any email with hyperlink or barcode to customers. For details please refer to, For the terms and conditions of the Welcome Offer, please, **Remarks and Terms & Conditions of Asia Miles Time Deposit Rewards. The Transaction Authorized message appears and confirms that the transfer was processed or will be scheduled to process, Click or tapCloseto set up another transfer, or click or tapManage Transferto review the transfer in the Activity Center. The account number of the account from which you are sending funds. The registered legal persons of operating companies incorporated and registered in Hong Kong, Taiwan or other overseas jurisdictions. Visit the HKMA website to learn more about Personal Digital Keys and security tips. If you access the E-Banking services as an entity / company, we suggest you adopting a dual control maker/checker (or above) security mechanism. a. If you have any concerns about online security or account activities, please call +852 2877 5488 during working hours to contact our service staff and change your password as soon as possible. endstream endobj 92 0 obj <>/Filter/FlateDecode/Index[6 49]/Length 20/Size 55/Type/XRef/W[1 1 1]>>stream The User Name and the User Password must be entered with the uppercase or lowercase characters correctly. The following abbreviations are used for easy reference in Q&A: To prevent any unauthorized person from using accounts, customers should avoid accessing Internet Banking services via any internet services provided in public areas, such as conducting transaction or inquiring account balance on the E-Banking of Cathay United Bank Hong Kong Branch (CUBHK). The merger contract and other associated issues were resolved and passed in the Board of Directors meeting on 21 April 2003 and approved in 26 June by the Ministry of Finance. 0000000016 00000 n Routing Number vs. Account Number: What's the Difference? the fee table of the Deposit & Remittance Services, https://www.hkma.gov.hk/eng/smart-consumers/beware-of-fraudsters/, Hong Kong Securities and Futures Commission, http://www.oecd.org/tax/automatic-exchange/crs-implementation-and-assistance/tax-residency/#d.en.347760. The process is usually the same, no matter where you are sending the money within the United States. The password letter will be delivered to clients via registered mail. Select an account from the To Account drop-down list. On the Funds Transfer page, do the following: 2023 Cathay Bank. External transfers are a fundamental part of the modern banking system, allowing individuals and corporations to move money easily between accounts. The customer should click the Logoff button on the right side of the screen to make sure the CUBHKs E-Banking services are ended properly. Become a Priority Banking client and maintain at least HKD1,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD4,000, Exclusive Priv Privileges which includes Priority Private concierge, gourmet privileges, exclusive benefits with our global luxury hotel partners and Airport Limousine Programme, Cardholders with card issued on or after 1 July 2022 can enjoy Ten Cathay Pacific Business class lounge passes per credit card membership year, sharable to your travel companion or redemption group nominee*; and 1) Priority check-in at Business class counters 2) Enjoy the same priority boarding line for Business class passengers, 25,000 Asia Miles for depositing the first HKD1,000,000 new funds, 200,000 Asia Miles by depositing HKD5,000,000 new funds or above and completing eligible transactions on designated products, Become a Priority Private client and maintain at least HKD8,000,000 Average Daily Relationship Balance to enjoy annual fee waiver of HKD8,000, 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards, 10% miles discount on both dining bills at any Cathay partner restaurants and designated rewards, 10% discount on Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles, Your latest residential address proof showing your name. The amount of Asia Miles as shown on the relevant promotion webpage and materials are quoted with reference to Asia Miles entitlement offered by Standard Chartered Bank (Hong Kong) Limited (the Bank) on 3 April 2023 and are not guaranteed. Send your instruction for transactions by fax to save your time. Financial institutions may limit the number or dollar amount of external transactions you perform in a given period. This will show all incoming and outgoing transfer limits. Do not use your date of birth, name, ID number, telephone number or similar numbers as your password. This video has been produced by the Hong Kong Association of Banks (HKAB). The minimum amount for an individual time deposit is HKD10,000 or USD5000 (or equivalent). Click or tap the Frequency field, then select a frequency. On the Add External Accounts page, do the following: In the Account Number field, enter the account number at the other financial institution. When selectingUntil date,choose a date for the last recurring transaction, (Optional) Enter information about the transfer in theMemofield, Click or tapTransfer Funds. 257 0 obj <>stream Upon receiving the password letter, clients shall change the User Password and User Name immediately. Sending money internationally must be done via a wire transfer. For example, if Cardholders successfully apply for the Card in July 2021, he/she will be charged the first year annual fee in October 2021, second year annual fee in July 2022, third year annual fee in July 2023 and so on. External Transfers Transfer funds between banks With Online Banking, it's easy to transfer funds between your personal Salem Five checking or savings account and your accounts at other U.S. financial institutions. In May 1974, the Conference of Sponsors was convened, creating a bank with an approved capital sum of US$ 12 million. The AutoComplete function of the Internet Explorer will keep the input data in the fields of website address, form and password. 0000008097 00000 n $100,000. Some banks require an external account be created and linked before deposits or withdrawals be made into that account. For this purpose, CUBHK will base on information we have already asked or we may ask customers to complete Self-Certification Form to determine customers' tax residence. in the same amount between the same two deposit accounts held in your name (called " Recurring"). Most online banking portals now offer features to link external accounts to your banking profile. Please avoid storing any account numbers and passwords on mobile devices and web pages. Wire Transfer Limits - We reserve the right to impose a limit on the dollar amount of each wire transfer and/or the total number of wire transfers that may be requested. ACH payments, by contrast, are processed in batches each day. 93 0 obj <>stream You can continue to use the existing card before card replacement or renewal. Standard Chartered Cathay Mastercard As the only bank that lets you earn miles through its services, we have partnered with Cathay to bring you the Standard Chartered Cathay Mastercard. Under the "external accounts" heading, you can view your linked external accounts. Refund of annual fee: Unless stated otherwise in our banking agreement, if a credit card is terminated (whether by us, you or any supplementary cardholder), we do not refund any annual fee paid. The offers that appear in this table are from partnerships from which Investopedia receives compensation. Customers only need to fill out necessary documents for the transactions and fax them to the Bank within the specified time (9:00 to 15:30). Cathay United Bank, Hong Kong Branch, Application Form for Designated Beneficiary of E-Banking, Cathay United Bank, Application Form for the service of Global MyB2B. Clients need to change User password and User Name within one month. Otherwise, customers may conduct transactions on the Branch's internet banking (transactions are accepted all day long and the transaction time is 9:00 to 15:00 from Monday to Friday). Monthly limits are based on a rolling 30-daycalendar period. What Is the Automated Clearing House, and How Does It Work? Online banking is also known as Internet banking or web banking. }NDY+jwDi:ocu1UWs_VE$\V,7kSp2aI%V/H"0L9( $5H6SmaR $A 4+3pVYpv.%nQJh~[["8$. If you have entered your Internet Banking user name and password on a phishing website, you are strongly advised to change your password as soon as possible. We use technologies, such as cookies, that gather information on our website. %PDF-1.4 % This limit is often tied to the day and/or month (i.e. Compare Money Transfer Services - Citibank DO NOT open e-mail messages with unknown origins and attachments. Unfortunately, the clients need to open deposit accounts (Savings Account or Current Account) first, then apply for the internet banking service. Viewing your limits helps you determine how much can be sent and how much has already been sent out in a given time period for each account. For this reason, external transfers via EFT are usually processed faster. Not only will you have to find all the details that you need, but your bank may also do extra security checks to make sure that your transfer is genuine and that the recipient is legitimate. You can find a description of the types of tracking technologies, and your options with respect to those technologies, by clicking Learn more below. For the avoidance of doubt, The Marco Polo Club / Asia Miles membership / Asia Miles loyalty programme / Asia Miles lifestyle award scheme stated herein are referring to the Cathay membership programme.